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As we approach Yom Kippur, the holiest day of the year, we all seek mechilah and strive to clear our slates before standing judgment. One critical yet often overlooked aspect of teshuvah is settling our financial obligations. Nechdal, founded by leading Gedolei HaPoskim, offers a halachic solution for those who owe money to others but are unable to locate the recipient. 

Many find themselves in common scenarios where money is owed but repayment seems impossible: 

– Mystery property damage: Remember that time you accidentally broke something, but you have no idea whose it was? Sound familiar? 

– Unpaid bills: You owe money, but the service provider went out of business. Now what? 

– Overpaid change: You received extra money by mistake, but there’s no way to return it. What do you do? 

Through the principle of “זכין לאדם שלא בפניו,” Nechdal allows you to fulfill your obligation even if the person you owe is unknown or cannot be found. The process is simple: 

1. Transfer your debt to Nechdal’s Beis Din by visiting Nechdal.org or by calling 718-750-4080. 

2. Nechdal’s Beis Din accepts the funds on behalf of the rightful owner, ensuring that you have done everything in your power to rectify the debt. 

3. These funds are then lent interest-free to those in need, generating zechusim both for you and the person to whom the debt is owed. When Eliyahu Hanavi returns in the days of Moshiach, the money will be given to the correct damaged party. 

4. Your debt is considered 100% repaid!

Nechdal provides a way to resolve these debts halachically, allowing you to enter Yom Kippur with peace of mind and the knowledge that you have done your utmost to clear any outstanding obligations. 

With the Yomim Noraim upon us, now is the time to act. Visit Nechdal.org or call 718-750-4080 to settle your debts and generate zechusim before Yom Kippur. 

Nechdal is warmly endorsed by Gedolei Yisroel and leading Poskim, including, HaRav Naftoli Nussbaum, shlit”a, HaRav Tzvi Bruerman, shlit”a, HaRav Meir Tzvi Bergman, shlit”a, HaRav Yitzchok Zilberstein, shlit”a, HaRav Yaakov Meir Stern, shlit”a, HaRav Shmuel Eliezer Stern, shlit”a, HaRav Shmuel Dovid Gross, shlit”a, HaRav Amram Fried, shlit”a, HaRav Michal Steinmetz, shlit”a, and HaRav Sriel Rosenberg, shlit”a